Terms of Service

1. Acceptance of Terms

By creating an account, accessing the website, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, as well as any policies referenced herein, including our Privacy Policy. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Kaiser Handel AI provides informational tools and resources intended to assist freelancers and solo-entrepreneurs in organizing and evaluating capital allocation decisions. The Service is provided on an "as is" and "as available" basis. Nothing within the Service constitutes financial, investment, tax, or legal advice, and no content should be construed as a recommendation to buy, sell, or hold any particular asset or instrument.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice, and without liability to you or any third party for doing so.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into binding contracts in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Transmit any harmful, fraudulent, or deceptive content;
• Attempt to gain unauthorized access to our systems, networks, or data;
• Interfere with or disrupt the integrity or performance of the Service;
• Reproduce, duplicate, copy, sell, or exploit any portion of the Service without our express written permission.

We reserve the right to suspend or terminate access for any user who violates these provisions.

6. No Financial Advice

All content, tools, and materials provided through the Service are for general informational purposes only. Kaiser Handel AI is not a registered investment advisor, broker-dealer, or financial institution, and nothing on the Service should be interpreted as personalized financial advice. You are solely responsible for any decisions you make regarding your finances, and you should consult a qualified professional before making any financial commitments.

7. Intellectual Property

All content, trademarks, logos, graphics, and software associated with the Service are the property of Kaiser Handel AI or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted by these Terms, you may not copy, modify, distribute, sell, or lease any part of the Service without prior written consent.

8. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by Kaiser Handel AI. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any such third-party content or services.

9. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Service is provided without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected.

10. Limitation of Liability

To the maximum extent permitted by law, Kaiser Handel AI, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, or goodwill, arising out of or in connection with your access to or use of (or inability to access or use) the Service, regardless of the legal theory on which the claim is based.

11. Indemnification

You agree to defend, indemnify, and hold harmless Kaiser Handel AI and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without cause and with or without notice, including if we believe you have violated these Terms. Upon termination, your right to use the Service will immediately cease. Provisions of these Terms that by their nature should survive termination will survive, including ownership provisions, warranty disclaimers, and limitations of liability.

13. Changes to These Terms

We may revise these Terms from time to time. The updated version will be indicated by an updated revision date and will be effective as soon as it is accessible. We encourage you to review these Terms periodically. Your continued use of the Service after any revisions become effective constitutes your acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Kaiser Handel AI operates, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable mandatory law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

16. Contact

If you have any questions about these Terms, please reach out via the contact details provided on our Contact page.